Credit Restoration




Business Credit Resources

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  • The Dun & Bradstreet PAYDEX Score
  • Business Startup Checklist & Resources
  • What is business credit?

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Testimonials

The business credit process that I engaged in with Credit Lab has allowed me to establish my company’s corporate credit, expand my business operation, and take my company to the next level.

Nadia Lopez — Lancaster, PA

Knowing your rights as a credit consumer is the first step to increasing your credit score, improving your purchasing power, and reducing your interest rates.

Did you know information that impacts your credit score can stay on your credit report for up to 7 years? A bankruptcy for 10 years? It doesn’t have to be that way. You have the right, and the ability, to legally clean up and correct your credit reports, NOW and we can help!

Get approved for your next Auto Loan by building or restoring your credit. Learn more at www.creditlab.com.

Don’t Let Your Credit Score Keep You From the Life You Deserve!?

At Credit Lab we understand the impact that a low credit score can have on your financial life. We also know how difficult it can be to work with credit reporting agencies on your own to get negative unverifiable or inaccurate entries removed from your credit record.

While credit bureaus sometimes insist negative credit report items cannot be deleted, over and over again Credit Lab has challenged that assumption and improved clients’ credit ratings by removing negative inaccurate information from their credit reports.

Credit Lab has challenged every common credit problem including bankruptcies, charge-offs, tax liens, late payments, inquiries, damage from identity theft and more. We can do the same for YOU, legally and effectively!

Credit Problems?

We Can Help Improve Your Credit Score.

Remove Inaccurate Negative Items From Your Credit Reports

  • Late Payments
  • Charge-Offs
  • Tax Liens
  • Collections
  • Bankruptcies
  • Judgments
  • Repossessions
  • Student Loans
  • and More!

Don’t go at it alone…

While Credit Lab will not be performing any services that you could not legally do yourself, we encourage you to seek help in your credit repair efforts. Removing negative inaccurate or unverifiable items from your credit report entails a great deal of time, patience and knowledge to wade through an endless trail of paperwork and complex bureaucracy. Doing it alone is like representing yourself in a court of law or trying to repair the transmission in your car without any prior knowledge.

Instead, put our experienced team to work for you! We can get negative inaccurate or unverifiable items removed from your credit report and vastly improve your credit score, saving you time, effort, and frustration.

With So Much Riding on One Little Number, Shouldn’t You Do Everything You Can to Improve It?

Ready to get started? Go to our Get Started page, fill out the form, and start increasing your credit score today!

How does it work?

At Credit Lab we know that you want to get your credit restoration efforts underway as quickly as possible. That’s why we’ve put all the information you need to get started right here including how we work with you, the fees we charge and what information we will need from you to get the credit restoration process started.

First Things First…

Upon enrollment, you will be contacted by phone within 24 hours by a Credit Lab associate to welcome you into our program and answer any questions you may have. You will be e-mailed a link to access out secure client portal. We need you to create a password, sign the customer agreement, create a digital signature, and upload identifying information. It is very important for you to follow the instructions provided so that we can move on to the next steps!

Simply put. Your job is to.. Pay your bills on time. Forward the mail. Limit applying for credit unless it’s needed for credit building.

how Much Does It Cost?

At Credit Lab we believe the fees for our service should be fair and upfront. When you enroll, Credit Lab will bill you $149 for the Initial Audit Fee. This covers the most costly portion of our service which is setting up your case. Each month that you remain in our program you will be billed a flat fee of $79 for services performed the previous month. We will never charge credit restoration fees in advance!

You are free to cancel at any time without penalty.

What Can I Expect From Credit Lab

Excellent Support – Not only will Credit Lab be there for your credit restoration journey, we will also be there for the rebuilding process. We have helped many of our clients start businesses, plan for the future and assisted them with their home buying process.

Excellent Guarantee – We ask that you remain in our program for 180 days. If there are no corrections/improvements made on your file we will refund all of the monthly payments that were made providing that you maintained credit monitoring and were not enrolled in another credit repair program in the last 2 years. The Initial Audit Fee is non-refundable.

Our average client will be with us for 8 months to 1 year before they achieve their goals. Each persons situation varies. Some are with us for 6 months, some 1 year. But you are not bound by any contract and can cancel our service at anytime. Your stay at Credit Lab will also vary by your participation in getting credit reports back to us as well as cooperation from the Credit Bureaus.

Month by Month, negative inaccurate and unverifiable items are removed from your credit reports-and your credit scores increase!

What results can I expect?

  • Low Interest Rate
  • Better Home or Car
  • Improve Employment Opportunities

Lower interest rates gives you more money to spend.

With lower interest rates comes more affordable mortgage and auto loans, so you can expect to upgrade in those departments.

Depending on the industry you work in, having a reliable history of credit is essential to proving that you can do your job and represent the company in the best way possible.